As we age, we may develop different needs for physical and cognitive health. We provide coverage for physical, occupational, and speech therapy for all of our Medicare Advantage (MA) Plan members.
Outpatient Therapy Benefits
CHPW’s MA Plan outpatient therapy benefit includes coverage for:
- Physical therapy
- Occupational therapy
- Speech therapy
Note: All CHPW MA Plans also offer coverage for inpatient physical, speech, and occupational therapies. Depending on your plan, you may have a copay or coinsurance. See your plan’s Evidence of Coverage for details.
2025 Outpatient Therapy Benefits by Medicare Advantage (MA) Plan
Physical, occupational, and speech therapy, per visit
| Dual Complete (HMO D-SNP) | $0 to 20% coinsurance |
| Dual Select (HMO D-SNP) |
| MA Plan 2 (HMO) | Physical and speech therapy: $45 copay
Occupational therapy: $35 copay |
| MA Plan 4 (HMO) | $30 copay for physical, speech and occupational therapy |
| MA Freedom Plan (HMO) |
2024 Outpatient Therapy Benefits by Medicare Advantage (MA) Plan
| Dual Complete (HMO D-SNP) | $0 to 20% coinsurance |
| Dual Select (HMO D-SNP) |
| MA Plan 1 (HMO) | Physical and speech therapy: $50 copay
Occupational therapy: $40 copay |
| MA Plan 2 (HMO) | Physical and speech therapy: $45 copay
Occupational therapy: $35 copay |
| MA Plan 3 (HMO) | $30 copay for physical, speech and occupational therapy |
| MA Plan 4 (HMO) | |
| MA Freedom Plan (HMO) |
We’re here to help.
To ask questions, request print copies of materials, and more, contact Customer Service at 1-800-942-0247 (TTY: 711), 8:00 a.m. to 8:00 p.m., 7 days a week.
Did you know that certain prescription medicines are available as a 90-day supply? Medicine that you take on a long-term basis to manage your health is called a “maintenance drug.” A 90-day supply makes it easier to keep taking the medicine you need to feel your best. You may also be eligible to receive your long-term medications through free home delivery.
